Privacy Policy

Last Updated May 29, 2024

speedycashhome.com (the "Website," "we," "our," or "us") takes your privacy seriously. Please read the following to learn more about our privacy policy. By visiting this website, you are accepting the practices described in this Privacy Notice. What This Privacy Policy Covers

This policy covers how we treat personal information that the website collects and receives, including information related to you're past use of our products and services. Personal information is information about you that is personally identifiable like your name, address, email address, IP address, or phone number, and that is not otherwise publicly available.
This policy does not apply to the practices of companies that we does not own or control, or to people that we do not employ or manage.

Information Collection and Use General

The website collects personal information when you register with us. We may combine information about you that we have with information we obtain from business partners or other companies.
When you register we ask for information such as your name, address, phone number, email address and zip code. Once you register with us and sign in to our services, you are not anonymous to us.
We collect information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.
The website automatically receives and records information on our server logs from your browser, including your IP address, cookie information, and the page you request.
We use information for the following general purposes: to fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.
We reserve the right to send you certain communications relating to our services, such as service announcements, administrative messages, special offers and an website Newsletter.
To personalize your experience (your information helps us to better respond to your individual needs)
To be matched with one of our partners who may assist you in products or services you may be interested in
To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)
To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)
To communicate with you
To share aggregated information (i.e., information about you and other users collectively, but not specifically identifiable to you) and other non-personal, de-identified, or anonymous information we collect, with our partners to optimize their ability to reach their target markets
To share your personal information to comply with applicable laws or respond to lawful legal process from law enforcement and government agencies.

Confidentiality and Security

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.
Cookies and Similar Technologies. When you visit our website, we use site visit recordation technologies to memorialize site visits, third-party cookies, becaons, tags and scripts to help collect the categories of information above and aggregated information from your internet browser such as your behavior on our website.
We use third party services that employ software code to record users’ interactions with the our website in a manner that allows us to watch replays of those user sessions. We use these third parties to collect and analyze data on visitor interactions and session replays for our website to help make the sites more useful to visitors. This includes a users’ mouse movements, scrolling, page hits, keyboard movements, tracking errors and events, users’ purchase intent, user behavior and API calls.
These site visit recordation technologies help us diagnose usability problems, identify areas for improvement, help personalize user experience on our website, to better understand your preferences, operate our business, and provide you with products and services we believe you will love.
We use third-party service providers that help with our marketing efforts, analytics providers, advertising networks and cooperatives, third parties that share information with us about the different devices you use online, reviews you have posted on third-party sites about products we offer, and other third parties that we collaborate or work with.

Cookies

A browser cookie is a small piece of data that is stored on your device to help websites and mobile apps remember things about you. Other technologies, including web beacons, web storage, and identifiers associated with your device, may be used for similar purposes. In this Policy, we say “cookies” to refer to all of these technologies. We use the following types of cookies:
- Essential Cookies are required to make our Website function properly and cannot be turned off in our systems. If you block these cookies, portions of our Website may not function properly.
- Performance and Functional Cookies allow us to count visits and sources of traffic on our Website so we can measure and improve performance and functionality. They help us know which pages of our Website is most and least popular and how visitors move around the Website.
- Targeted Advertising Cookies may be set through our Website by our advertising partners. They may be used by advertising companies to build a profile of your interests and show you relevant advertisements on other websites.
- Social Media Cookies allow you to share information using social media sharing buttons on social networks like Facebook, Pinterest, Instagram, or Twitter. This information may then be used by the social media network to deliver targeted advertising to you.

We may combine information collected automatically (as described above) from your interactions with our website and your activity on third-party sites with other data (including personal information).

If you wish to opt out of allowing certain cookies, you may do so by changing your browser settings so that cookies from our Website cannot be set. Please note that if you delete, block, or otherwise restrict cookies, or use a different computer or Internet browser, you will need to renew your cookie management choices.

How You Can Opt Out You have every right to opt out of the above summarized information sharing. If you wish to opt out of information gathering described above, you can visit https://optout.aboutads.info/. In addition, we encourage you to review Facebook’s Data Policy at https://www.facebook.com/full_data_use_policy.

Cookies Use By Our Service Providers.

We also use third-party tracking services that use cookies or other tracking technology to track non-personal information about visitors to our site in the aggregate such as web page views, other sites visited and referral page information to track the effectiveness of our marketing campaigns to bring visitors to our Website. We use respective web beacons to gather information that lets us tune and improve our user’s browsing experience, as well as track user responsiveness to various advertising campaigns and user activities. No personal or sensitive information is transmitted to advertising partners. However, certain partners may collect incoming IP addresses in connection with your visits to our site.

We use Google Maps API, the Google Places API and the Google Maps Geocoding API to collect information about your location. By using this site, you agree to allow us to cache your location for the uses described herein. You may revoke this consent at any time by disabling geolocation sharing in your browser and starting a new browsing session. This information is used to identify nearby branch locations and provide directions to those locations and such information is only retained during your browsing session. Google’s Privacy Policy is incorporated herein and can be found at https://policies.google.com/privacy. By using this site, you agree to be bound by Google’s Terms of Service which may be found at https://policies.google.com/terms.

Managing Cookies.

Most browsers allow you to refuse to accept cookies and to delete cookies.

If you want to disable cookies and you’re using the Safari web browser, go to Safari preferences and then to the privacy pane to manage your preferences. On your Apple mobile device, go to Settings, then Safari, scroll down to the Privacy & Security section, and tap on “Block Cookies” to manage your preferences. If you want to disable cookies and you’re using the Chrome browser, go to Settings > Privacy and Security > Cookies and Other Site Data, make the selection that provides the level of tracking you prefer. If you want to disable cookies and you’re using the Explorer browser, go to Settings > Internet Options > Privacy Tab > Advanced, make the selection that provides the level of tracking you prefer. For other browsers, check with your provider to find out how to disable cookies.

The methods for doing so vary from browser to browser, and from version to version. You can however obtain up-to-date information about blocking and deleting cookies via these links:

(a) https://support.google.com/chrome/answer/95647 (Chrome);
(b) https://support.mozilla.org/en-US/kb/enhanced-tracking-protection-firefox-desktop (Firefox);
(c) https://help.opera.com/en/latest/security-and-privacy/ (Opera);
(d) https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies (Internet Explorer);
(e) https://support.apple.com/en-gb/guide/safari/manage-cookies-and-website-data-sfri11471/mac (Safari); and
(f) https://support.microsoft.com/en-gb/help/4468242/microsoft-edge-browsing-data-and-privacy (Edge).

Please note that certain features of the Company Website will not be available once cookies are disabled. Blocking all cookies will have a negative impact upon the usability of many websites.

Cookies

We may set and access cookies on your computer. We use this information for Web Site and Systems Administration
Cookies are alphanumeric identifiers that we transfer to your computer's hard drive through your Web browser to enable our systems to recognize your browser and to provide features and storage of items in your Shopping Cart between visits.
Disclosure of information Information You Give Us: We receive and store any information you enter on our Web site or give us in any other way. You can choose not to provide certain information, but then you might not be able to take advantage of many of our features. We use the information that you provide for such purposes as responding to your requests, customizing future shopping for you, improving our stores, and communicating with you.
Automatic Information: We receive and store certain types of information whenever you interact with us. For example, like many Web sites, we use "cookies," and we obtain certain types of information when your Web browser accesses this site.
Agents: We employ other companies and individuals to perform functions on our behalf. Examples include fulfilling orders, delivering packages, sending postal mail and e-mail, removing repetitive information from customer lists, analyzing data, providing marketing assistance, providing search results and links (including paid listings and links), processing credit card payments, and providing customer service. They have access to personal information needed to perform their functions, but may not use it for other purposes
We may disclosepersonal information about you with trusted partners who work on behalf of or with us. These companies may use your personal information to help us communicate with you about offers from the website and our marketing partners. You may receive certain communications relating to our services, such as service announcements, administrative messages, special offers and a Newsletter.
We may provide personal contact information about you with our trusted partners who work on behalf of or with us. These companies may use your personal information to help us communicate with you about offers from us and our marketing partners.
We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims
We believe it is necessary to provide information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, violations of our terms of use, or as otherwise required by law.

We transfer information about you if we are acquired by or merged with another company. In this event, we will notify you before information about you is transferred and becomes subject to a different privacy policy.

Behavioral Tracking and Web Session Recording Technologies.

When you visit our website, we use site visit recordation technologies, such as Google Analytics, Hotjar Form Analysis, and Facebook Pixel to memorialize site visits, third-party cookies, becaons, tags and scripts to help collect the categories of information described above and aggregated information from your internet browser such as your behavior on our website. Company, as well as third party entities such as Google® (using the “Google Analytics” tool), use Cookies, pixels and other tracking technology (collectively, “Tracking Technology”) in connection with the Site for purposes of tracking Users’ activities (such as websites visited, advertisements selected and pages viewed) after they leave the Website. Company and its third-party partners use this Tracking Technology to target applicable Users with advertisements featuring Company products and/or services, as well as third-party products and/or services, that may be of interest to applicable Users and to collect and analyze data on visitor interactions for our website to help make the sites more useful to visitors. This includes a users’, scrolling, page hits, tracking errors and events, user behavior and API calls.

These site visit recordation technologies help us diagnose usability problems, identify areas for improvement, help personalize user experience on our website, to better understand your preferences, and operate our business.

Google’s® ability to use and share information collected by Google® Analytics about your visits to and use of the Site is restricted by the Google® Analytics Terms of Service, available here and the Google Privacy Policy, available here. You may learn more about how Google® collects and processes data specifically in connection with Google® Analytics here. You may prevent your data from being used by Google® Analytics by downloading and installing the Google Analytics Opt-out Browser Add-on, available at here.

Hotjar offers information on how users can stop the analysis: https://www.hotjar.com/policies/do-not-track/. You can find Hotjar's privacy policy here: https://www.hotjar.com/legal/policies/privacy/.

We use site visit recordation technology to memorialize site visits, including technology provided by third parties, including Jornaya’s Lead ID or Active Prospect’s TrustedForm, as applicable. We use LeadID and/or TrustedForm to independently document users’ consent to be contacted. We use LeadID and/or TrustedForm to independently document users’ consent to be contacted. The LeadID and/or TrustedForm Script is embedded on our website and collects the following information when you interact with the page(s) where the script is present: page URL, mouse movements and clicks, contact information inputted by the user, a snapshot of the page, including IP address of the user’s computer, time on the page, date and time that the LeadID and/or TrustedForm Script was loaded, as well as the date and time of the various user interactions with the page, and HTTP headers from the user’s browser (“Data Collection Pages”). For more information about ActiveProspect’s data use and collection policies and practices, please review the ActiveProspect Privacy Policy, located at https://activeprospect.com/privacy-policy/. For more information about Jornaya’s data use and collection policies and practices, please review the Jornaya Privacy Policy, located at https://www.jornaya.com/consumer-privacy-policy/.

We reserve the right to remove or add new analytic technologies.

Cross Device Tracking

Company tracks Users’ use of the Site Offerings across various devices, including your personal computer and mobile device, in order to optimize and personalize your Webite Offerings experience. Company may collect certain of your personal information across various devices.

A Special Note About Children’s Privacy

You must be at least 18 years old to use this website. We do not knowingly collect, use or disclose personal information about visitors under 18 years of age. If you are under 18 years of age, you can use the services offered on our websites only in conjunction with your parents or guardians. Please see our Terms of Use for more information.

Changes to this Privacy Policy

We may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email you entered or by placing a prominent notice on our site.

Email Policy

By providing your contact information to us, you are registering to receive communications from us directly or through a partner. If you provide your e-mail address and request to be added to any of our mailing lists, we will periodically send you newsletters and other e-mails with offers and promotions. You may opt-out by clicking on the unsubscribe link in below. In other cases, these notifications involve changes to various legal agreements, terms and condition updates and privacy policy update notifications. Generally, you may not opt out of these eservice related emails.

Wireless Policy

We may use personal information to provide the services you've requested, including services that display customized content and advertising. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. You may opt-out and remove your SMS information by sending "STOP", "END", "QUIT" to the SMS text message you have received. If you remove your SMS information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you.

Detailed Wireless Policy

Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, and the date, time, and content of your messages. In addition to any fee of which you are notified, your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. All charges are billed by and payable to your mobile service provider. We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis.

We may use personal information to provide the services you've requested, including services that display customized content and advertising. We may also use personal information for auditing, research and analysis to operate and improve our technologies and services. We may provide aggregated and non personal information with third parties. When we use third parties to assist us in processing your personal information, we require that they comply with our Privacy Policy and any other appropriate confidentiality and security measures. We may also provide information with third parties in limited circumstances, including when complying with legal process, preventing fraud or imminent harm, and ensuring the security of our network and services.

You may remove your information from our database. If you remove your information from our database it will no longer be used by us for secondary purposes, disclosed to third parties, or used by us or third parties to send promotional correspondence to you. You may remove your information by sending "STOP", "END", "QUIT" to the SMS text message you have received.

Your California Privacy Rights

Shine the Light. If you are a resident of the State of California and would like to learn how your "personal information" (as defined in the Shine the Light Law, Cal. Civ. Code § 1798.83) is shared with third parties, what categories of personal information that we have shared with third parties in the preceding year, as well as the names and addresses of those third parties, please e-mail us at: [email protected]; or send us U.S. Mail to: 9921 Carmel Mountain Rd #425, San Diego, CA 92129

Further, if you are a resident of the State of California and would like to opt-out from the disclosure of your personal information to any third party for marketing purposes, please e-mail us at: [email protected]; or send us U.S. Mail to: 9921 Carmel Mountain Rd #425, San Diego, CA 92129

If you are a California resident, you may be entitled to certain other privacy-related rights may apply to you in accordance with the California Consumer Privacy Act (“CCPA”), including the right to opt-out of our sale of your personal information, as well as the right to know what personal information about you we have collected, whether your personal information was shared with third-parties in the preceding year and, if so, what categories of personal information were shared, as well as the categories of third parties with whom we shared that personal information. For more information about these rights and how to exercise them, please see our California privacy policy at https://speedycashhome.com/privacy.html.

The California Privacy Rights Act (“CPRA”). In addition to the foregoing, if you are a resident of the State of California, certain other privacy-related rights may apply to you in accordance with the CPRA, including the right to opt-out of our use/sharing of your sensitive personal information, the right to know how long we retain your sensitive and non-sensitive personal information, the right to know what sensitive personal information about you we have collected, whether your sensitive personal information was shared with third-parties in the preceding year and, if so, what categories of sensitive personal information were shared, as well as the categories of third parties with whom we shared that sensitive personal information. Please see our “California Consumer Privacy Act Policy” for a more complete description of your rights under the CPRA as a California resident.

Your Virginia Privacy Rights

The Virginia Consumer Data Protection Act protects the privacy of Virginia consumers by providing them with the following privacy rights:

Right to opt out – consumers have the right to opt out of the processing of their personal data for the purposes of targeted advertising, the sale of their personal data or profiling in furtherance of decisions that produce legal or similarly significant effects;

Right of access – consumers have the right to confirm whether a controller is processing personal data concerning the consumer and to access their personal data;

Right to correction – consumers have the right to correct inaccuracies in their personal data;

Right to appeal – consumer have the right to appeal a decision by a controller to deny the exercise of customer rights;

Right to deletion – consumers have the right to delete their personal data;

Right to data portability – when accessing their data, a consumer has a right to obtain that data in a portable and, to the extent technically feasible, readily usable format that allows the consumer to transmit that data to another business.

Virginia residents can exercise their rights by going to the footer of our website and selecting the “Exercise Your Privacy Policy” link:

Virginia residents can also exercise the following rights by:

Emailing us at: [email protected]; or
Sending us U.S. Mail to: 9921 Carmel Mountain Rd #425, San Diego, CA 92129; or

If we decline to take action on one of your rights as a Virginia resident, you can submit an appeal by emailing us.

Your Colorado Privacy Rights

Colorado residents should refer to our Colorado Privacy Notice for more information about our privacy practices and their Colorado privacy rights.

The Colorado Privacy Act protects the privacy of Colorado consumers by providing them with the following privacy rights:

Right of access – consumers have the right to confirm whether a controller is processing personal data concerning the consumer and to access their personal data;

Right to correction – consumers have the right to correct inaccuracies in their personal data;

Right to deletion – consumers have the right to delete their personal data;

Colorado residents can exercise the following rights by going to the footer of our website and selecting the “Exercise Your Privacy Policy” link.

Colorado residents can also exercise the following rights by:

Emailing us at: [email protected]; or
Sending us U.S. Mail to: 9921 Carmel Mountain Rd #425, San Diego, CA 92129; or

If we decline to take action on one of your rights as a Colorado resident, you can submit an appeal by emailing us.

Your Connecticut Privacy Rights

The Connecticut Data Privacy Act protects the privacy of Colorado consumers by providing them with the following privacy rights:

Right to know and access - consumers have the right to confirm whether or not a controller is processing the consumer’s personal data and access such personal data.

Right to correction – consumers have the right to correct inaccuracies in their personal data;

Right to deletion – consumers have the right to delete their personal data;

Connecticut residents can exercise the following rights by going to the footer of our website and selecting the “Exercise Your Privacy Policy” link.

Connecticut residents can also exercise the following rights by:

Emailing us at: [email protected]; or
Sending us U.S. Mail to: 9921 Carmel Mountain Rd #425, San Diego, CA 92129; or

If we decline to take action on one of your rights as a Connecticut resident, you can submit an appeal by emailing us.

Your Nevada Privacy Rights

Nevada State residents have the right to submit opt-out requests to website operators instructing those website operators not to sell any "covered information" that the website operators have collected about the Nevada State residents to any third party data broker(s). Covered information includes a consumer’s name, postal and email address, telephone number and Social Security Number, and includes the Information described below in the "Personal Information Collected" section.

If you are a resident of the State of Nevada and would like to opt-out from the sale of your personal information to any third party data broker, please e-mail us at: [email protected]; or send us U.S. Mail to: 9921 Carmel Mountain Rd #425, San Diego, CA 92129. In your request, please specify that you want to exercise your rights to opt-out from the sale of covered information under the Nevada Privacy Law and specify the website that you visited and the email address you registered with. Please allow thirty (30) days for a response.

Compliance with State and Federal Laws

This Privacy Policy may not constitute your entire set of privacy rights, as these may also vary from state to state. To be certain of your privacy rights, you may wish to contact the appropriate agency in your state that is charged with overseeing privacy rights of consumers. Certain regulations issued by state and/or federal government agencies may require us to maintain and report demographic information on the collective activities of our customers. We may also be required to maintain your personal information for at least seven years in order to be in compliant with applicable federal and state laws regarding recordkeeping, reporting and audits.

If you would like to opt-out from the sale of your personal information to any third party data broker, please e-mail us at: [email protected]; or send us U.S. Mail to: 9921 Carmel Mountain Rd #425, San Diego, CA 92129. Your California Privacy Rights

California Consumer Privacy Rights (CCPA) California law provides California residents with the following privacy rights:

Right to access personal information: Individuals exercising this right may request access to the categories and specific pieces of their personal information we have collected in the prior 12-month period. Individuals exercising this right may receive their personal information, when provided electronically, in a readily-useable format.

Right to deletion: Individuals exercising this right can ask us to delete their personal information we have collected, though we may be permitted to retain personal information for certain purposes.

Right to disclosure: Individuals exercising this right can receive additional information regarding the sources from which we collect information, the purposes for which we collect and share personal information, the information of theirs we hold, and the categories of parties with whom we share their information.

Right to opt out of sales: As permitted by applicable law, we may share your personal information for monetary or other valuable consideration (under California law, this is considered a “sale”). You may opt out of such a “sale” of your personal information to third parties. You can exercise your right to opt-out by following instructions in Section (“OPT OUT”).

Right to be free from discrimination: Users may freely exercise these rights without fear of being denied goods or services.

Currently, this law specifically applies to California residents. If you are a resident of California, and would like to exercise one of your rights, please contact us at [email protected]. You may designate an authorized agent to request the exercise of one or more of these rights on your behalf. Please note all consumer requests are subject to verification and there may be circumstances where we do not honor your request, as permitted under the law. We may verify your request by asking for additional information about how you found out about speedycashhome.com, who referred you to speedycashhome.com, to make a request (which Publisher, Querier or Partner referred you to us) and which websites you made the same requests to; and we will need to be able to verify with that Publisher or Partner as to the validity of your request first. If you are using an authorized agent, such requests are subject to the same criteria.

California’s “Shine the Light” Law Additionally, through California’s “Shine the Light” law, California residents who provide personal information in obtaining products or services for personal, family, or household use are entitled to either: (1) a list detailing the categories of information shared and the entities to which such information was provided; or (2) to be notified of a mechanism by which a consumer may opt-out of having their information shared with third parties. We have elected the second option. To opt-out of having your information shared with third parties, please see instructions in optout (“OPT OUT”).

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Mail to: 9921 Carmel Mountain Rd #425, San Diego, CA 92129

Last Updated: May, 2024